An oldie but goodie... S.M.A.R.T. goals... If you are not already familiar with the acronym, S.M.A.R.T. stands for Specific, Measurable, Achievable, Realistic, and Time-Bound. I am not a New Year's Resolution type of person... that doesn't work for me. And to be honest, I wasn't a goal-setting person either... that is, until I realized I was doing them wrong. Does this sound familiar? 1. Write down goals (general wishes), 2. Put in a drawer (out of sight), and 3. Forget abou

Is it just me, or has there been an uptick from credit card companies to open a brand new shiny credit card at 0% (at least 0% for 18 months)? Seems like lately, I'm getting 1-2 new offers every week. Don't get me wrong, 0% credit cards, like many other tools, can be useful when used the right way . BUT ... 1) they are not for everyone, and 2) they are not right for every scenario. Companies don't offer them out of the goodness of their heart. It's important to understand the

When you’re trying to get your money in order, it can feel overwhelming to know who to turn to. Should you work with a personal finance...

There are 15+ million single moms and 3+ million single dads in the US alone . My goal is to empower single parents and show that they...